Join the thousands who have already reduced their debts with our help. We're here for you!

Imagine if you could cut your monthly debt repayments by 63%? 

Wouldn't that be great! With this 23-second quiz, we'll check and see if it's possible for YOU.

No contact details required to find out if you qualify

Who is Winston?

Winston is a debt advice service. With Winston, you get free, non-judgemental advice that could help put your debt problems six feet under.

Complete the form, have a chat on the phone with one of our debt advice specialists, and you could be well on your way to becoming debt-free

Winston is a digital firm that can connect you with a suitable debt solution company. We do not charge for our service or directly provide debt solution products; we offer our customers no-obligation referrals and we are paid by the Introducer we refer to.

1

Start your free assessment

Fill out a tiny form on Winston.co.za

2

Find out if you qualify

Have a quick chat with a friendly debt expert

3

We'll get to work

Thumbs up, you did a good thing

Take our super quick debt assessment test and answer a few, really simple questions about your situation. Nothing scary or intrusive.

Speak in total confidence with one of our friendly, expertly trained consultants. You'll know in moments what help is available to you.

Find out if you qualify for help, for free

We'll help to handle the tricky stuff, including contact with the people that you're indebted to. Leaving you to relax and start to enjoy life again.

Frequently Asked Questions

Winston's story

There are sources of free debt advice and services which will vary depending on which organisation you contact. You can find out more by contacting the NCR on 0860 627 627 or by visiting their website at www.ncr.org.za. Their opening times are 8.00 to 17.00 Monday to Friday. 

*Results may vary from person to person. A reduction in monthly debt repayments is based on the performance of debt review cases administered by our debt solution providers. Results depend on personal circumstances and the successful completion of the chosen solution. Results are not guaranteed and will be looked at on a case by case basis.

We work with a carefully selected panel of debt solution providers and, once you have qualified and accepted our terms, we will introduce you to them to look after the management and administration of your recommended plan. Our service is 100% free to use and you are under no obligation to accept any of the quotes or product offers that you receive. Debt solutions subject to conditions and acceptance. If you choose to restructure your debt repayments over a longer period of time it could cost you more. Your ability to obtain credit will be affected in the short term and may also be affected in the medium to long term. Calls are recorded for training and monitoring purposes.

Winston does not administer debt management or insolvency products. You may be referred to our NCR registered providers if we feel that this is appropriate and the best advice in your situation. Winston may be paid a referral fee for introducing you to one of our approved providers. 

A few simple questions

Friendly, empathetic experts

Start to enjoy life again

Peace of mind

Winston has helped thousands of South African's to find a simple, long lasting

way to escape the clutches of personal debt.

Start Free Debt Assessment

Start Free Debt Assessment

What sort of debts can you help with?

Winston can help with any unsecured debt (for example credit cards, payday loans, personal loans, store cards). There are various debt solutions available depending on your individual circumstances, debt level, and number of creditors. Our trusted partner will advise which option is suitable for you.

Do be aware that repaying your debts more slowly than originally agreed may increase the total amount repayable and will affect your credit rating.

What are the costs?

Winston doesn't charge a penny to use his service, and the initial advice offered by one of our experts is also free and you are under no obligation. If you qualify for debt help, your monthly repayments will be reduced to an amount that you can comfortably afford and that are acceptable to those people that you owe money to. Fees are only charged if you enter into a financial solution and your provider will confirm the associated costs within their terms and conditions.

How long does it take?

The honest answer is that it all depends on your personal circumstance. But have no fear, one of our friendly experts will provide the answer to this question (and any others you may have) in a super simple, jargon free format.

Why do I need to speak someone? I prefer to do it all online.

There is a simple reason for this. The potential debt solutions which are available really are life changing, but it's not a one size fits all. It's important we understand your situation properly to be able to give you the best service (and to knock that weight off your shoulders for good).

What we can promise is that this is in complete confidence (neither your partner, boss or pet Chiwawa will know that you've spoken to us), it doesn't take long and is really simple. We literally speak to thousands of people in the same (if not worse) situation as you, so you won't be telling us anything that we haven't heard lots of times before.

Home        Contact Us         Privacy Policy       Terms & Conditions        Covid-19

Every day, week, month seems to increase your financial burdens and, sometimes, a loan or a credit card is needed to help with the additional costs. You are NOT alone in this, and you should never feel ashamed for wanting to give your family the best start in life. But, if things get out of hand, you shouldn’t hesitate to ask for help.

Winston is on a mission to help people just like you, to deal with debt in a safe, secure way.

The site has clear and simple information and is refreshingly easy to navigate. All you have to do is input your details and one of debt specialists will get back to you within 24 hours to discuss the options available.

If you are single, married, a parent or anyone struggling with debt and debt repayments, please consider getting in touch with us.

We will not judge. We will listen. We can help.